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Job Offer Comparison Calculator

Compare two job offers on real take-home pay, not just the CTC number in the offer letter.

= Twelve Lakh Rupees

= Fourteen Lakh Rupees

Higher Monthly In-Hand

Offer B

Wins by ₹9,145/mo

Offer AOffer B
Annual CTC
₹12,00,000₹14,00,000
Fixed Pay (annual)
₹9,99,312₹10,95,864
Variable Pay (annual)
₹1,20,000₹2,10,000
Joining Bonus
₹0₹50,000
Est. Monthly In-Hand
₹88,276₹97,421
Year 1 Total (incl. bonus)
₹10,59,312₹12,19,049

Estimate only, assumes New Tax Regime and 100% variable payout for both offers. Consider role, growth and stability too — take-home is only one part of the decision.

Beyond the CTC Number

Two offers with the same CTC can leave very different amounts in your bank account.

Fixed vs variable changes everything

A higher CTC built on aggressive variable pay can mean a lower guaranteed monthly income than a slightly smaller, mostly-fixed offer.

PF and gratuity never hit your account

Both offers provision employer PF and gratuity inside CTC — money you'll only see years later, not in your monthly salary.

The role matters as much as the number

Growth trajectory, team, manager and company stability compound over years — worth weighing alongside the take-home difference this tool shows you.

Frequently Asked Questions

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